Disability Retirement
Some members who become disabled may be eligible for a disability retirement. The two types of disability retirement are service connected disability and non-service connected disability.
Leaving Before Retirement
If you leave employment from a MercedCERA employer before you are eligible to retire, you will be asked to make a decision about your contributions and accrued interest in your MercedCERA account. The choices you have may vary, depending on your Tier and whether you are vested.
Survivor Benefits
Survivor benefits are available for actively employed members. Several options may be available to your designated beneficiary in the event of your death before retirement. In all cases, your contributions plus interest can be distributed to your designated beneficiary.